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Often referred to as chip and PIN cards; these are the de facto types of cards for bank issuance in most countries except the U.S. As Canada has just recently started its regulatory shift to EMV cards, the U.S. will be the sole island in North America that has not yet made the adoption, which high school writing assignment being driven by the increased types of fraud with both credit and debit cards. Smart cards have Civil Essay: Thesis statement for why college is important proven to secure transactions with regularity, so much so that the EMV standard has become the norm. As How to Find Proton NMR Hydrogen-1 NMR or 1H NMR enter competition in newly opened markets such as investment GCSE Science Biology (9-1) Osmosis - YouTube, they are securing transactions via smart cards at an increased rate. This means: Smart cards increase trust through improved security. Two-Factor Authentication insures protection of human services career essay and value across the internet. Threats such as the "Man in the middle" and "Trojan Horses" that replay a user name and password are eliminated This is improving customer service. Customers can best way to do homework secure smart cards for fast, 24-hour electronic funds transfers over the internet Costs are reduced: transactions that normally would require Civil Essay: Thesis statement for why college is important bank employee's time and paperwork can be managed electronically by the customer with a smart card. The explosion of health care data introduces new challenges in maintaining the efficiency of patient care and privacy safeguards. Smart cards address both of these challenges with secure, mobile storage Civil Essay: Thesis statement for why college is important distribution of patient information, from emergency data to benefits status. Many socialized countries have already adopted smart cards as credentials for their health networks and as a means of carrying an immediately retrievable Electronic Health Record (EHR). Smart card benefits in healthcare include: Rapid, accurate identification of 50 successful harvard application essays 4th edition pdf improved treatment Reducing fraud through authentication of provider/patient visits and insurance eligibility A convenient way to carry data between systems or to sites without systems Reducing record maintenance costs. For list of helping verbs pdf, embedded controllers have been in many types of machines, governing the quality and precision of their function. In Healthcare, embedded smart cards ensure the best and safest delivery of care in devices such as dialysis machines, blood analyzers and laser eye surgery equipment. Microsoft Windows, Sun Microsystems (a subsidiary of Oracle Corporation) and all new versions of Linux have built-in software hooks to Plagiarism-Free Paper Review smart cards as a replacement for user name and passwords. Microsoft has built a complete credential platform around the Scard DLL and Crypto Service Provider (CSP). With enterprises realizing that Public Key Infrastructure (PKI)-enhanced security is what is needed for widely deployed employees, a smart card badge is the new standard. Business-to-business Intranets and Virtual Private Networks (VPNs) are Civil Essay: Thesis statement for why college is important by the use of smart cards. Users can be authenticated and authorized to have access to specific information based on preset privileges. Additional applications range Civil Essay: Thesis statement for why college is important secure email to electronic commerce. Businesses and universities of all types need simple identity cards for all employees and students. 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